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Your bank will assess your repayment capacity while deciding the home loan eligibility. Repayment capacity is based on your monthly disposable / surplus income, (which in turn is based on factors such as total monthly income / surplus less monthly expenses) and other factors like spouse's income, assets, liabilities, stability of income etc.

The main concern of the bank is to make sure that you comfortably repay the loan on time and ensure end use. The higher the monthly disposable income, higher will be the amount you will be eligible for


Client satisfaction matters the most for us, we thus modify our services as per their property needs – budget, area, location, type, etc. So, get associated with us and complete your realty requirements in a simplified manner that is cost-effective too.

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A history of building homes. A history of creating value. Yoga Bhoomi was set up in 2000 with a vision to create sustainable value for stakeholders and deliver customer delight.